AEP vs. OEP vs. SEP: A Guide to Medicare Enrollment Periods for Agents
Confused about AEP, OEP, and SEPs? This essential guide breaks down each Medicare enrollment period, so you can guide clients effectively and stay compliant year-round.
As a licensed Medicare agent, your calendar is dictated by enrollment periods. Understanding the nuances of the Annual Enrollment Period (AEP), the Medicare Advantage Open Enrollment Period (OEP), and Special Enrollment Periods (SEPs) is fundamental to your success. Mastering these windows doesn't just help you write more business—it empowers you to serve your clients effectively, build trust, and maintain strict compliance with CMS guidelines. This guide will break down what every agent needs to know about AEP, OEP, and SEP.
The Big One: Annual Enrollment Period (AEP)
The Annual Enrollment…