AEP vs. OEP vs. SEP: A Guide to Medicare Enrollment Periods

Understanding the differences between the Annual Enrollment Period (AEP), Open Enrollment Period (OEP), and Special Enrollment Periods (SEPs) is crucial for every licensed Medicare agent.

As a licensed Medicare agent, your calendar isn't just marked by holidays; it's defined by enrollment periods. Mastering the nuances of the Annual Enrollment Period (AEP), the Medicare Advantage Open Enrollment Period (OEP), and the various Special Enrollment Periods (SEPs) is fundamental to your success. Understanding who is eligible to make changes, what changes they can make, and when they can make them is the cornerstone of serving your clients effectively and maintaining perfect compliance. This guide will break down each period, clarifying their purpose and your role within them. The A…